Axis Vistara Infinite Credit Card Features & Benefits

Below article maybe outdated, please refer to the latest review here: Axis Visatara Infinite Review

Air Vistara in partnership with Axis bank launched a range of visatara co branded credit cards around July 2016 which includes three variants namely:Platinum , Signature & Infinite. Among which Axis Vistara Infinite Credit Card is the top of the line variant that can pamper you with Complimentary Business Class tickets on your everyday credit card spends.

Joining Fee: INR 10,000+Tax
Welcome Bonus: One Complimentary Business Class ticket (consider it pays off Joining fees)

Milestone benefits on Axis Vistara Infinite Card:

When you spend certain # anywhere with your Axis bank vistara Infinite credit card, you’re given with milestone benefits as below.

Spend Rs.1,00,000 – 10,000 CV Points
Spend Rs.2,50,000 – 1 Business Class ticket
Spend Rs.5,00,000 – 1 Business Class ticket
Spend Rs.7,50,000 – 1 Business Class ticket
Also earn: 6 CV Points for every Rs.200 spent

Note that you need to pay extra Rs.500 or so as “taxes” to redeem these complimentary tickets. Apart from welcome bonus, on spending about 7.5L, you’ll end up with

3 Business class tickets + 33,000 CV Points
CV points can be redeemed for tickets
Tip: Use CV points for Upgrades for better value

Now, what’s the value of it? For this, i took route BLR->DEL and here are the values

3 Business Class Tickets: 60,000 INR
3 Upgrade Vouchers: 30,000 INR
33,000 CV Points: 25,000 INR
Total value: 1,15,000 INR (15% reward rate)

In other words, you get a super cool ~15% value back, as you spend 7.5L. A great return as you can see. Oh, but, do you travel in Business class usually? If not, the way you see this should be different.

Features of Axis Vistara Infinite Card:

CardExpert Rating: 5/5
Reward rate: Upto 15% as complimentary tickets
Complementary Airport lounge access: 4 Visits/quarter via visa lounge Acces Program & also via Club Vistara Gold Membership
Fuel Surcharge Waiver: Yes
Foreign Exchange Markup fee: 3.5% + Service Tax
Renewal Fee Waiver: Nil
Special Features: Club Vistara Gold Membership & Travel Insurance Protection, Complimentary golf access

While it delivers a better value than Vistara Platinum & Signature Cards, its important to ask yourself, will you spend 7.5L + Joining fees+taxes just for 4 flight tickets which hardly takes 2~3 hrs each? The perception varies from person to person.

However, if you’re a person who spend on new “experiences”, you might consider holding one. Like, if you want to access the business class lounges like GVK Lounge in Mumbai , which the Priority Pass/Mastercard/Visa cards donot have access to, this Complementary business class ticket can get you one.