Bank of Baroda Sapphire Debit Card Review

Airport transfer benefit at affordable pricing is provided by the BOB Sapphire debit card, making it the first debit card in India (or) in the world for that matter to offer such a feature.

TypePremium Debit Card
Reward RateNil
Joining / Annual Fee750 INR +GST
Welcome Benefit750 INR Lifestyle Gift Card
EligibilityBOB SB Ac with AQB >10K INR
USPAirport transfer benefit

Airport Lounge Access

Domestic Lounge AccessVisa2/Qtr

Just like most other Visa Signature credit & debit cards, this debit card too comes with 2 airport lounge access per quarter.

Airport Transfer Benefit

Airport Transfer ServiceVisa1/Qtr

While Airport lounge access benefit is quite common on debit cards, airport transfer service is rare to find even on credit cards.

You can either book over Whatsapp Chat (or) by Calling Visa Concierge line .

BOB A/c Opening Process

The savings account can be applied for with the assistance of a BOB branch executive, digitally through Aadhaar authentication, and the process takes approximately 15 minutes. The account will be activated by the branch within a few hours; if not, guidance should be sought. The account should be funded with more than 10,000 INR via NEFT/IMPS. The application for the Sapphire card for the account should be made through the same branch executive. The virtual card, without CVV, will be visible on the app within 3 days of application. The delivery of the physical card takes a week or more.


Overall BOB Sapphire debit card is easy to get and easy to use. If you’re new to BOB, opening an a/c is pretty quick as well.

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