Bank of Baroda Sapphire Debit Card Review
Airport transfer benefit at affordable pricing is provided by the BOB Sapphire debit card, making it the first debit card in India (or) in the world for that matter to offer such a feature.
| Type | Premium Debit Card |
| Reward Rate | Nil |
| Joining / Annual Fee | 750 INR +GST |
| Welcome Benefit | 750 INR Lifestyle Gift Card |
| Eligibility | BOB SB Ac with AQB >10K INR |
| USP | Airport transfer benefit |
Airport Lounge Access
| ACCESS TYPE | VIA | LIMIT |
|---|---|---|
| Domestic Lounge Access | Visa | 2/Qtr |
Just like most other Visa Signature credit & debit cards, this debit card too comes with 2 airport lounge access per quarter.
Airport Transfer Benefit
| ACCESS TYPE | VIA | LIMIT |
|---|---|---|
| Airport Transfer Service | Visa | 1/Qtr |
While Airport lounge access benefit is quite common on debit cards, airport transfer service is rare to find even on credit cards.
You can either book over Whatsapp Chat (or) by Calling Visa Concierge line .
BOB A/c Opening Process
The savings account can be applied for with the assistance of a BOB branch executive, digitally through Aadhaar authentication, and the process takes approximately 15 minutes. The account will be activated by the branch within a few hours; if not, guidance should be sought. The account should be funded with more than 10,000 INR via NEFT/IMPS. The application for the Sapphire card for the account should be made through the same branch executive. The virtual card, without CVV, will be visible on the app within 3 days of application. The delivery of the physical card takes a week or more.
Summary
Overall BOB Sapphire debit card is easy to get and easy to use. If you’re new to BOB, opening an a/c is pretty quick as well.
