American Express Reward Multiplier Offer September 2023

Like many other leading credit card issuers such as HDFC Bank and Axis Bank, American Express has introduced its Reward Multiplier program, providing cardholders with the opportunity to earn Membership Reward points at an accelerated rate. Just as Smartbuy and Grabdeals offer enhanced rewards and substantial returns at select partner merchants, American Express’s Reward Multiplier program enhances the value of your transactions by granting you the chance to accumulate more reward points.

The Amex Reward Multiplier serves as a dedicated shopping gateway, allowing you to access your favorite brands while earning reward points at an accelerated rate. The quantity of reward points you accumulate is contingent upon the specific Amex credit card variant you possess. This versatile platform offers a wide array of products and services, including travel vouchers, flight reservations, electronics, fashion items, and more. American Express has established strategic partnerships with renowned brands like Flipkart, Tanishq, Apple, Dyson, Croma, MakeMyTrip, and others, ensuring that you can enjoy enhanced rewards while shopping for your preferred goods and services.

The Amex Reward Multiplier portal continues to expand its network of partner brands, with notable additions such as HP, Lenovo, Acer, Malabar Gold & Diamonds, Candere, Levis, Kiehl’s, Lancome, Bath & Body Works, mamaearth, and more. It’s important to note that certain exclusions apply to specific brands and products within the portal. For instance, in the case of Apple, the Reward Multiplier offer doesn’t apply to items like Apple Vision Pro, Bose products, Apple Pro Display XDR, gift wrap, gift cards, AppleCare+ monthly subscriptions, Apple Developer Programs, and shipping costs. Additionally, any newly released Apple products won’t be eligible for the Reward Multiplier benefits for a period of six months after their launch.

Amex Credit Cards Eligible for Reward Multiplier

You can enjoy the benefits of earning up to 5x Membership Reward Points on the Amex Reward Multiplier shopping portal with a variety of American Express credit cards, including:

  1. American Express Centurion Credit Card
  2. American Express Platinum Credit Card
  3. American Express Platinum Reserve Credit Card
  4. American Express Platinum Travel Credit Card
  5. American Express Gold Card
  6. American Express Membership Rewards Credit Card
  7. American Express SmartEarn Credit Card

These cards offer cardholders the opportunity to accumulate Membership Reward Points at an accelerated rate while shopping through the Reward Multiplier portal, enhancing the overall value of their transactions.

Reward Multiplier Benefits

Credit CardReward MultiplierBonus Reward PointsNormal Reward PointsTotal Reward Points
American Express Centurion Credit Card10x54 points per Rs. 200 spent6 points per Rs. 200 spent60 points per Rs. 200 spent
American Express Platinum Credit Card5x4 points per Rs. 40 spent1 point per Rs. 40 spent5 points per Rs. 40 spent
American Express Platinum Reserve Credit Card3x2 points per Rs. 50 spent1 point per Rs. 50 spent3 points per Rs. 50 spent
American Express Platinum Travel Credit Card3x2 points per Rs. 50 spent1 point per Rs. 50 spent3 points per Rs. 50 spent
American Express Gold Card5x4 points per Rs. 50 spent1 point per Rs. 50 spent5 points per Rs. 50 spent
American Express Membership Rewards Credit Card2x1 point per Rs. 50 spent1 point per Rs. 50 spent2 points per Rs. 50 spent
American Express SmartEarn Credit Card2x1 point per Rs. 50 spent1 point per Rs. 50 spent2 points per Rs. 50 spent

Reward Multiplier – Partner Brands

American Express has established strategic partnerships with a diverse range of top brands for the Reward Multiplier portal, offering cardholders the chance to earn bonus points when making purchases through this platform. These partnerships span various categories and include renowned brands, enhancing the rewards and benefits available to American Express cardholders. Here are some of the top brands partnered with American Express across different categories.

Marketplace – Flipkart, Myntra, AJIO, Tata Cliq

Travel – MakeMyTrip, IHG, Etihad Airways, Oberoi Hotels

Electronics – Apple, Dyson, Croma, OnePlus, Acer, HP, Lenovo, Boat, etc.

Fashion – Tanishq, Marks & Spencers, Hidesign, FabIndia, Urbanic, Levis, Jack & Jones, GAS, Kiehl’s, Only, etc.

Home Décor – Pepperfry, Durian, Kama, Forest Essentials, Bath & Body Works, mamaearth, etc.

Others – Udemy, Lakme,, Wildcraft, Lancome, Candere, Kenzo, etc.

How to Earn Bonus Reward Points with Reward Multiplier

To take full advantage of the Amex Reward Multiplier portal, follow these steps:

  1. Visit the Amex Reward Multiplier portal.
  2. Select the desired merchant from the list.
  3. Click on “Shop Now” to proceed with your purchase. No need to log in at this stage.
  4. Provide a few essential details about your Amex credit card.
  5. Click “Submit” to access the merchant’s website via the portal.
  6. Before you begin shopping, ensure your cart is empty.
  7. Browse and add the products or vouchers you wish to purchase to your cart.
  8. Proceed to the checkout page.
  9. Make sure to complete the transaction using the same Amex credit card you used for validation earlier.

By following these steps, you can maximize your rewards and benefits when shopping through the Amex Reward Multiplier portal.

Terms and Conditions

It’s important to note the following key points regarding the American Express Reward Multiplier program:

  1. Eligibility for the Reward Multiplier benefits depends on the specific Amex credit card you hold, and the accelerated reward rate may vary accordingly.
  2. To receive bonus reward points, you must access the merchant’s website through the Reward Multiplier portal rather than navigating directly to the site.
  3. American Express reserves the right to modify the offer or change their partner merchants without prior notice at any time.
  4. Regardless of the Amex credit card you use, the maximum bonus reward points you can earn are capped at 25,000 per month.
  5. Bonus reward points earned through shopping on the Reward Multiplier portal will be credited to your account within 120 days after the transaction.
  6. To be eligible for bonus reward points, you must make the entire payment with your Amex credit card on the merchant’s website; partial payments with other methods will not qualify.
  7. Bonus reward points will not be earned if the transaction is canceled or if you return the purchased items.
  8. In the event that your transaction is deemed ingenuine or canceled after bonus reward points have been credited, those points will be reversed from your account.

These guidelines are essential to ensure you make the most of the American Express Reward Multiplier program and understand its terms and conditions.

Exclusions from the Reward Multiplier

roductFlipkartTata Cliq
All mobile phonesExcludedExcluded
Gold & Silver coins, GemstonesExcludedExcluded
Gift CardsExcludedExcluded
Mi TelevisionsExcludedExcluded
OnePlus: 7T Pro, 7T, 7 Pro, 7T Pro Mclaren, 8, 8 Pro, Nord, Nord 2 5G, Nord CE 2 5GExcludedExcluded
All Apple iPhonesExcludedExcluded
Xiaomi All Phones, OPPO Reno8 Pro 5G, vivo T1 XExcludedExcluded
Flight/Hotel bookings, bill payments, recharges, insurance, gift cardsExcludedExcluded
Video Game Consoles and HardwareExcludedExcluded
Honor 9AExcludedExcluded
Dizo Star 300 & 500, Itel A23 Pro, Gfive U707, The Music House 4ExcludedExcluded
  • Apart from iPhones, other excluded Apple products are – iTunes Products, Apple Watch Series 8, Apple Watch Ultra, Apple Watch SE (2nd Gen), AirPods Pro (2nd Gen), iPad Air, 8th Gen iPad, Homepod 17, Tradeinparts, Bose products, Apple Pro Display XDR, Macbook Air M1, Macbook Air M2, Studio, Studio Display, Macbook Pro M1 Pro, M1 Max 14 and 16-inch, MacBook Pro 14, Macbook Pro 16 M2 Max, Mac Mini M2 & M2 Pro, Mac Mini Z M2 and M2 Pro, iPad 9th Gen, Apple Pro Display XDR, iPad Mac BTS Gift Card, MBP 14 and 16 M2 Pro & Max 17, Mac Mini M2 and M2 Pro, 15-inch MacBook Air with M2, Apple Vision Pro, Mac Studio M2 Max and M2 Ultra, and Mac Pro with M2 Ultra
  • Any new products launched by Apple won’t be available for the Reward Multiplier benefit for a 6-month period.
  • You can order 2 iPhone units per month
  • You can order 3 units of other Apple products per month
  • Gold and Silver products are excluded on Ajio
  • Gift cards are excluded on Tanishq


American Express Reward Multiplier portal enhances the value of your credit card by providing bonus reward points. American Express has established partnerships with a range of top brands, continuously introducing additional offers in conjunction with accelerated Membership Reward points.

With a diverse lineup of credit cards in the Indian market, American Express enhances the cardholder experience through the Reward Multiplier offer. To fully capitalize on this opportunity, it’s crucial to adhere to all terms and conditions and ensure your payments are made correctly, thereby securing your bonus Membership Reward points. This program adds an extra layer of benefits for American Express cardholders, making their cards even more rewarding.

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