I Swapped My SBI Air India Signature Credit Card for Simplyclick

Its been a year with SBI Air India signature credit card and i’m quite unhappy with this card as i didn’t enjoy any benefit out of it. Even i wasn’t able to utilize the free business class upgrade voucher (not being issued now) that came along with the card as Business class cabin was full the other day i tried to use it. Also the card got downgraded back to back multiple times over the period of past 2 years.

Above all, i had a never ending issue with SBICards/AirIndia that didn’t allow me activate the Flying Returns Ac that came with the card and so i wasn’t able to transfer the points. I went through all escalation levels and finally ended up escalating to CEO of SBIcards after which the issue got resolved almost after 10 months post card issuance.

Renewal of Air India SBI Signature Credit Card:

As its a co-branded card, its hard to get any waiver on the same and i have no plan to continue with it by paying Rs.5000+tax for a card that gave me no benefit. Hence, i transferred all my points to Air India Flying Returns A/c and requested for swapping the card to SBI Simply credit card.

I was said that i may or may not get approved for this downgrade. However, after a week or so i got the c

So Why Simplyclick?

There is truly no specific reason in opting for Simplyclick. Though, i want to keep the credit line with SBI with minimum annual fee and a decent reward rate for which Simplyclick served the purpose.

In meantime, i’ve decent amount of Airmiles sitting on my AirIndia Flying returns a/c and hoping for a one way business class ticket to somewhere nearby. I see that Chennai to Dubai to be one of the decent redemption option, however yet to explore the Air India’s flying returns booking system to understand how it actually works.