Axis Bank My Zone vs Axis Bank Neo Credit Card: Which One Is Best?

Although there are hundreds of premium as well as basic credit cards in the market, most people tend to get attracted by a card that seems to provide maximum benefits with minimum charges. When talking about such credit cards, which come with a low annual fee and provide exclusive benefits over different categories, two of the Axis Bank Credit Cards, including the Axis Bank My Zone Credit Card & Axis Bank Neo Credit Card, can be considered among the best options. Both the cards offer exciting privileges across a wide range of categories and charge a really nominal annual fee. However, the My Zone Credit Card has a higher annual fee as compared to the Neo Credit Card, but the annual fee should not be the only factor that affects your decision while choosing one of these cards

e annual fee should not be the only factor that affects your decision while choosing one of these cards.

The My Zone Credit Card has a higher Reward Rate on all retail spends, but on the other hand, the Neo Credit Card offers cashback on utility bill payments and mobile recharges, which is not offered by the My Zone Card. So, people who spent more on bill payments and recharges might find the Neo Card a better option while others might like the My Zone Card. When talking about movie & dining benefits, both the cards offer exciting benefits over this category. But, individuals who travel via flights, should choose the My Zone Credit Card as it offers complimentary lounge access, which is not offered by the other one. To help you make the right decision while choosing one of these two credit cards, we are here with this comparison article where we have compared the cards on the basis of different factors so that you can choose one that suits you the best. Read on for more information:

Axis Bank My Zone Credit Card

The Axis Bank MY zone credit card is a basic but one of the popular cards offered by the Axis Bank as it provides you with some really exciting privileges at a very nominal annual fee of Rs. 500. From welcome benefits to reward programs to entertainment & travel privileges, the My Zone Credit Card can be considered rewarding on each and every spend category. Other than providing regular rewards on all your spends, this card comes with exciting discount offers across various partner brands, including AJIO, Zomato, Paytm Movies, and many more. To understand the features and benefits of the Axis Bank My Zone Card in detail, refer to the following points:

• You get a complimentary Sony Liv Premium annual subscription as a welcome benefit, which is renewed every year if you spend Rs. 1.5 lakhs or more in the previous year.
• You get 4 Edge Reward Points on every Rs. 100 spent with this card.
• The earned Edge Rewards can be redeemed against a wide array of options available at the Edge Reward portal.
• You get 1 complimentary domestic lounge access every quarter, i.e, 4 every year.
• Buy 1 get 1 Free offer on Paytm movies with the maximum benefit capped at Rs. 200 per transaction. This offer can be availed by using the coupon code ‘AXIS200.’
• Get a 40% discount, capped at Rs. 200 per transaction, on Swiggy four times each month.
• Get up to 20% off on dining.
• Flat Rs. 600 discount on spending a minimum of Rs. 2,000 on AJio.
• 1% fuel surcharge waiver on all fuel transactions. The maximum waiver is capped at Rs. 400 per month.

Axis Bank Neo Credit Card

The Axis Bank Neo credit card  is another basic card issued by the bank which has become a choice for many individuals due to all its exclusive features and very low annual fee, which is Rs. 250 only. This card welcomes its customers with exciting gift vouchers and complimentary subscriptions to various platforms. With this card, you can earn Edge Rewards on all your spends, and cashback on selected transactions. Other benefits of the card include exciting discount offers on movies & dining, and on various partner brands. To understand all the benefits & features of this card in detail, refer to the points mentioned below:

• You get an Amazon gift voucher worth Rs. 250 as a welcome gift.
• You get 6 months complimentary subscription to Grofers (BlinkIt) & Tata 1mg, and 3 months complimentary Zomato pro membership.
• You get 1 Edge Reward Point on every Rs. 200 you spend with this card.
• The earned Edge Rewards can be redeemed against various categories and options at the Edge Rewards portal.
• You get 1% cashback on mobile/DTH recharges or utility bill payments via the Paytm app.
• Get a 40% discount of up to Rs. 120 on ordering food from Zomato.
• Get a 10% discount on movie ticket bookings on BookMyShow.
• Get a 1% fuel surcharge waiver on all fuel transactions, with the maximum benefit capped at Rs. 400 per month.

Comparison Between Axis Bank My Zone & Neo Credit Card