IDFC First Bank Launches HPCL First Power & Power+ Rupay Fuel Credit Cards

IDFC First Bank launched two new Rupay Select Credit Cards  in collaboration with Hindustan Petroleum (HPCL), the HPCL First Power & HPCL First Power+ credit cards. IDFC Bank used to offer all lifetime free credit cards at first before launching their super-premium Private credit card. The new co-branded Power and Power+ credit cards have a joining fee of Rs. 199 and Rs. 499 respectively, but are being offered at zero joining fee as an introductory offer.

Cardholders can earn many litres of free fuel with these HPCL co-branded credit cards along with savings on grocery and utility spends. Apart from this, the card offers many lifestyle benefits and privileges to go with the exclusive fuel benefits.

Read on to know more about the features and benefits of both the newly-launched credit cards.

FIRST Power Credit Card

With the FIRST Power credit card, you can save almost Rs. 7000 per year and earn up to 65 litres of fuel. Here are the features and benefits of this credit card –

Features & Benefits

• The card comes at a joining fee of Rs. 199 but you can get it for zero joining fee as an introductory offer.
• You can save up to 5% on your fuel spends capped at a maximum of Rs. 5000 per month. Save 2.5% as rewards on your HPCL fuel & LPG spends, save 1.5% as Payback Reward when you make the payment via HP Pay APP, and save 1% as the fuel surcharge waiver.
• Save 2.5% as rewards om your utility and grocery expenses capped at a maximum Rs. 4000 per month.
• Save 2.5% as rewards on your IDFC FASTag recharge capped at a maximum of Rs. 2000 per month.
• Get 2x reward on all other retail spends
• Get a cashback of Rs. 250 on your first HPCL fuel payment on transactions of Rs. 250 or more than that within 30 days of card issuance.
• Get 5% cashback on your 1^st EMI conversion’s transaction value up to a maximum of Rs. 1000 per month.
• Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above.
• Get a discount of Rs. 500 on your ZoomCar rentals.
• Get up to 50% discount on your international and domestic car rentals with EuroCard and Rent A Car.
• You get complimentary roadside assistance 4 times a year, worth Rs. 1399.
• Get lost card liability cover worth Rs. 25,000 and personal accident cover worth Rs. 2 Lakhs.
• You can earn 10,000 Rewards for referring your friends. You get 2000 Reward for every single new card set up.
• The card has an annual fee of Rs. 199 which can be waived off by spending Rs. 50,000 or more in the last year.

FIRST Power+ Credit Card

You can save almost Rs. 18,500 every year with the card and earn up to 175 litres of free fuel with it. Here are the features and benefits of this card –

Features and Benefits

• The card comes at a joining fee of Rs. 499 but you can get it for zero joining fee as an introductory offer.
• You can save up to 6.5% on your fuel spends with the credit card. Save 4% as rewards on your HPCL fuel & LPG spends capped at a maximum of Rs. 10,000 per month, save 1.5% as Payback Reward when you make the payment via HP Pay App, capped at a maximum of Rs. 5000 per month, and save 1% as the fuel surcharge waiver capped at a maximum of Rs. 10,000 per month.
• Save 5% as rewards om your utility and grocery expenses capped at a maximum Rs. 1000 per month.
• Save 5% as rewards on your IDFC FASTag recharge capped at a maximum of Rs. 1000 per month.
• Get 3x reward on all other retail spends
• Get a cashback of Rs. 500 on your first HPCL fuel payment on transactions of Rs. 500 or more than that within 30 days of card issuance.
• Get 5% cashback on your 1^st EMI conversion’s transaction value up to a maximum of Rs. 1000 per month.
• Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above.
• Get a discount of Rs. 500 on your ZoomCar rentals.
• Get up to 50% discount on your international and domestic car rentals with EuroCard and Rent A Car.
• Get 25% discount on purchase of movie tickets, once per month.
• 1 Complimentary domestic lounge access per quarter on monthly spends above Rs. 5000
• You get complimentary roadside assistance 4 times a year, worth Rs. 1399.
• Get lost card liability cover worth Rs. 25,000 and personal accident cover worth Rs. 2 Lakhs.
• You can earn 10,000 Rewards for referring your friends. You get 2000 Reward for every single new card set up.
• The card has an annual fee of Rs. 499 which can be waived off by spending Rs. 1,50,000 or more in the last year.