IndusInd Bank Platinum Credit Card vs IndusInd Bank Platinum Aura Credit Card

A decent credit card offered by IndusInd Bank, IndusInd Bank Platinum Credit Card provides cardholders with a plethora of rewards and benefits once they start using this credit card. The credit card not only provides exclusive offers on renowned brands as welcome benefits but also provides reward points while they continue to shop using their credit card. The cardholders will also get amazing deals while booking movie tickets through the BookMyShow website or mobile application. Additionally, the cardholders will also get complimentary priority pass membership and access to golf games and lessons. The cardholders will only have to pay a joining fee of Rs. 3,000 on this credit card. No renewal fee is charged by the card issuers on this credit card.

IndusInd Bank Platinum Aura Credit Card is quite a different credit card from the others present in the market in terms of its reward structure. The cardholders have the option of 4 reward-paying plans out of which they can choose 1 that best suits their spending pattern. With this credit card, you get rewarded with Saving Points. Apart from this, the cardholders will get vouchers for some popular brands in the form of welcome benefits. Also, the cardholders will also get a complimentary priority pass membership. Apart from this, the cardholders will also get various insurance benefits, fuel surcharge waivers, etc. This card charges a very nominal joining fee of Rs. 500 but does not charge any renewal fee from its customers.

Both the credit cards, namely IndusInd Bank Platinum Credit Card and IndusInd Bank Platinum Aura Credit Card offer a wide range of rewards and deals to their customers in their individual categories. Though they might look similar to each other in terms of their names, they are not similar. Keep reading the article to know more about the features and benefits that individual credit card offers to have a better understanding of these credit cards.

IndusInd Bank Platinum Credit Card

The IndusInd Bank platinum card offers a wide range of rewards and deals to its members. It also provides amazing welcome benefits to cardholders in the form of vouchers of some renowned brands. Also, this card provides some exclusive value-added benefits to the customers in the form of complimentary priority pass membership, golf courses, and lessons, insurance benefits, fuel surcharge waiver, etc. Placed at a joining fee of Rs. 3,000, the following are the details of the benefits and features of the IndusInd Bank Platinum Credit Card –

Exclusive deals on premium brands such as Montblanc, Vero Moda, ALDO, William Penn EazyDiner, etc to the cardholders as a welcome benefit. The cardholders will get these benefits once they have paid the joining fees of the credit card.
You also get Luxe Gift Cards, Amazon Gift Cards, Apollo Gift Cards, etc, in addition to those mentioned above, as welcome benefits for this credit card.
The cardholders will get 1.5 Reward Points for every Rs. 150 spent using this credit card.
You will get 1.2 Reward Points for every Rs. 150 spent on utility bill payments, insurance premium payments, etc.
The cardholders get access to all international and domestic lounges by paying US $27 per person per visit under the Travel Plus Program offered by the IndusInd Bank at an annual fee of Rs. 5,000,
The cardholders will get one movie ticket free on the purchase of one movie ticket while booking the tickets through the BookMyShow website or mobile application. The cardholders can claim this offer up to a maximum of 2 times in a month and the maximum benefit under this offer is capped at Rs. 200 per ticket.
With this credit card, the cardholders get to enjoy 4 complimentary golf games and 4 complimentary golf lessons every year. The games and lessons are capped at 1 each per quarter.
The cardholders are also entitled to multiple insurance benefits such as Cover against lost baggage, delayed baggage, loss of passport, lost ticket, air accidental death cover, etc.
The cardholders will get a 1% fuel surcharge waiver of 1% at all fuel stations in India on transactions between Rs. 400 – Rs. 4,000.
The points hence earned with this credit card can be redeemed for a variety of options available on the website –

For redemption against InterMiles	100 Reward Points = 100 InterMiles
For redemption against Partner Airlines Vistara	100 Reward Points = 100 CV Points
For redemption against Cash	1 Reward Point = Rs. 0.85

IndusInd Bank Platinum Aura Credit Card

This credit card by IndusInd Bank, The IndusInd Bank platinum Aura Credit card is a quite different credit card from the other credit cards present in the market in terms of the rewards plan that this credit card offers to its customers. The rewards that the cardholder earns with this credit card are credited to your account in the form of Saving Points. Apart from this, the cardholders get rewarded with welcome benefits, access to domestic airport lounges, complimentary priority pass membership, etc. Placed at a joining fee of Rs. 500 plus applicable taxes, this card comes with various features that are discussed in this article below –

As a welcome benefit of this credit card, the cardholders will get gift vouchers from brands such as Bata, Vero Moda, and Eazy Diner. You will be eligible to get these vouchers once you have successfully paid the joining fee on this credit card.
The reward structure of this credit card is quite different. Here you will be given an option to choose one out of the 4 reward plan structure on the basis of your spending pattern. Following are the details of the 4 plans –

Platinum Aura Shop Plan

Category	Saving Points for every Rs. 100 spent
Departmental Stores	4 saving points
Books	1.5 saving points
Restaurant Bills	1.5 saving points
Consumer durables or electronic items	2 saving points
Other spends	0.5 saving points

Platinum Aura Party Plan

Category	Saving Points for every Rs. 100 spent
Restaurant bills	4 saving points
Departmental stores / Pubs / Bars	2 saving points
Movie tickets	1.5 saving points
Other spends	0.5 saving points

The cardholders will get a complimentary Priority Pass for themselves and the add-on cardholder. The cardholders will have to pay a usage fee of the US $27 + GST per person for every lounge visit that they make using the Priority Pass.
The cardholders will get various insurance benefits which include an Accidental Air Death Cover of Rs. 25 Lakhs.
With this credit card, you can also avail of IndusInd Bank’s 24×7 concierge services which include services related to Hotel/Flight Bookings, Pre-trip assistance, Entertainment & Sports bookings, and, flowers and gifts.
The cardholders will also get a fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000 at all fuel stations in India.
The Saving Points that the cardholders earn with this credit card can be redeemed by contacting IndusInd Bank’s phone banking number.
The Saving Points can also be redeemed against various products and vouchers available at Indusmoments.
For redemption purposes,

Redemption against InterMiles	1 SP = 1 InterMile
Redemption against CV Points	1 SP = 0.5 CV Point
Redemption against Cash Credit	1 SP = Re. 0.50

Quick Comparison

Now that we have discussed the features of both the cards individually, let us now have a quick comparison between the IndusInd Bank Platinum Credit Card and IndusInd Bank Platinum Aura Credit Card –

Basis	IndusInd Bank Platinum Credit Card	IndusInd Bank Platinum Aura Credit Card
Reward Rate	1.5 RP for every Rs. 150 spent0.7 RP for every Rs. 150 spent on specific spends such as insurance and utility bill payments.	This card has a different reward structure. The cardholders will have to choose 1 out of the 4 reward plans available to them on the basis of their spending pattern.
Reward Redemption	For redemption against InterMiles, 100 Reward Points = 100 InterMiles For redemption against Partner Airlines Vistara, 100 Reward Points = 100 CV PointsFor redemption against cash, 1 RP = Rs. 0.65Can also be redeemed against products and vouchers available at Indusmoments.	The Saving Points can be redeemed by contacting the IndusInd Bank phone banking number either against cash or InterMiles or CV Points.The Saving Points can also be redeemed against products available at Indusmoments.
Fuel Surcharge Waiver	1% at all fuel stations in India on transactions between Rs. 400 to Rs. 4,000.	1% on transactions between Rs. 400 to Rs. 4,000.
Welcome Benefits	Exciting deals on premium brands such as Montblanc, Vero Moda, ALDO, William Penn, etcYou also get Luxe Gift Cards, Amazon gift cards, Apollo Pharmacy gift cards, etc	Gift vouchers from BATA, Vero Moda and EazyDiner.
Dining Benefits & Movie Benefits	‘Buy One, Get One’ offer on purchase of movie ticket through BookMyShow twice a month	NA
Lounge Access	Unlimited access to lounges by paying US $27 per person per visit	Unlimited access to lounges by paying US $27 per person per visit
Joining Fee	Rs. 3,000 + Taxes	Rs. 500 + Taxes
Renewal Fees	NIL	NIL
Eligibility	Issued to salaried and self-employed individuals between the age of 18 years – 65 yearsThe applicant should have a stable source of income and should hold a good credit score.	Issued to either salaried or self-employed individual.The age of the applicant must be above 18 years.He should have a stable source of income and should possess a decent credit score