Axis Flipkart Credit Card Review – 2023

Axis Flipkart credit card is among the Popular credit cards in the country, based on the number of cards issued. There are over 32 lakh active Axis Flipkart credit cards at the moment.

Axis Flipkart Credit Card

Fees and Eligibility

Joining and annual fee of 500 + GST.

Rewards

Joining Benefits:
- INR 500 Flipkart voucher on doing the first transaction within 30 days.
- 15% cashback up to Rs. 500 on your first transaction on Myntra on this card
- 50% up to 100 off on Swiggy.
Recurring Benefit:
- None

Reward Points:
- 1.5% cashback on all spends. No cash back is given on Fuel, EMI, wallet loads, jewellery purchases, insurance, utilities & rent payment and GV purchase on Flipkart and Myntra
Accelerated Reward Points:
- Unlimited 5% cashback on spends done on Flipkart and Myntra.
- Unlimited 4% cash back on select partners (Cleartrip, Cure.Fit, PVR, Swiggy, Tata Play and Uber)

Thoughts on Axis Flipkart Credit Card

The Axis Flipkart credit card is a decent credit card that gives 1.5% cash back on nearly all spends. However, the recent devaluation where you get no cashback on utilities and insurance payments sort of takes away the sheen from this card. Nonetheless, the USP of this card is 5% unlimited cash back on Flipkart and Myntra. In addition, 4% cashback on preferred merchants, major ones are Cleartrip, Swiggy and Uber.

Thoughts on Axis Flipkart Credit Card

Conclusion

While the Axis Flipkart credit card is obviously a good credit card with a decent reward rate, I don’t see a compelling reason to hold this card. As long as you have the trio of Axis Ace, SBI Cashback and Amex MRCC credit cards you can get ~5% cash back on nearly all spends, including fuel spending.

You may argue that SBI Cashback and Amex MRCC do not offer lounge access. However, Axis Ace offers access to the same lounges that Axis Flipkart offers and it gives unlimited 5% on all utility payments made through GPay too.