IndusInd Launches a New Credit Card: Celesta – Review

IndusInd Bank is in the business of launching new credit cards every few months. While I appreciate their intention of bringing new products to the market, I equally dislike their new products as most of them comes with worst reward structure and no benefits that the market demands. 

That all said, here’s yet another failure attempt by Indusind Bank with the launch of their new credit card called Celesta in partnership with American Express. Here’s everything you need to know.

  • Joining Fee: Rs.50,000+GST (welcome gift as below)
  • Annual Fee: Rs.5,000+GST (waived on spend of 10 lacs p.a.)

The available welcome gift options for Celesta are:

  1. Rs.50K worth Oberoi Resorts and Hotels vouchers
  2. Rs.50k worth Montblanc vouchers
  3. A combination of 25K worth Montblanc and Oberoi Resorts and Hotels vouchers
Indusind Celesta Credit Card

Benefits at a glance

  • Reward Rate: 1% Domestic / 3% International
  • Unlimited Complimentary lounge Access
  • Complimentary Shangri-La Golden Circle Jade Membership / Taj innercircle Gold
  • Movie Benefits: 2 complimentary Première Class movie tickets also Buy 1 Get 1 via Bookmyshow
  • Dining Benefits: Dineout Plus, Rs.2500 Discount, Amex Dining Benefits
  • Golf: 3 Complimentary Golf Games per month & 3 Complimentary Golf Lessons per month
  • All Amex Merchant Offers applicable too

While they’ve given a taste of Amex Platinum Credit Card into this platform, Indusind can never get close to that when it comes to “Service”. Moreover, a card that costs 50K without International lounge access benefit??!

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