SBI SimplyClick Credit Card Review (updated)
The SBI SimplyClick Credit Card is a popular credit card offered by State Bank of India. It is an Entry level card with decent rewrds.
Here is a tabular format of the SBI SimplyClick Credit Card :
| Feature | Details |
|---|---|
| Rewards | – 10X rewards on online spends with Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, and UrbanClap.<br> – 5X rewards on all other online spends.<br> – 1 reward point per Rs. 100 on all other spends. |
| Joining fee | Rs. 499 (waived off on spending Rs. 1 lakh or more in the previous year) |
| Annual fee | Rs. 499 (waived off on spending Rs. 1 lakh or more in the previous year) |
| Interest rate | 40.2% per annum |
| Late payment fee | Rs. 100-950, depending on the amount due. |
| Benefits | – E-gift voucher worth Rs. 500 on joining. – E-gift voucher worth Rs. 2,000 on spending Rs. 2 lakh or more in a year. – Fuel surcharge waiver of 1% on fuel transactions between Rs. 500 and Rs. 3,000. – Contactless payment option for transactions up to Rs. 2,000. |
Compare SBI SimplyClick Credit card with others
| Credit Card | Rewards | Fees | Benefits |
|---|---|---|---|
| SBI Simply Credit Card | Rewards on various categories | No annual fee | Basic card with simple rewards program |
| SBI Cashback Credit Card | Cashback on groceries, fuel, and utility bills | Rs. 499 annual fee (waived on spending Rs. 1 Lakh/year) | 1% to 5% cashback on select categories, 0% fuel surcharge |
| American Express Membership Rewards Credit Card | Membership Rewards points on all purchases | Rs. 1,000 annual fee | Bonus Membership Rewards points, discounts on dining and travel, travel vouchers |
| Axis Bank ACE Credit Card | Accelerated reward points on dining, travel, and shopping | Rs. 499 annual fee (waived on spending Rs. 2 Lakh/year) | Airport lounge access, fuel surcharge waiver, discounts on dining and shopping |
SUMMARY
SBI Simply credit card is okaish type credit card .you dont need this credit card if you have Axis Magnus crefdit card,HDFC Diners black , Amex Plat Travel etc.
