SBI SimplyClick Credit Card Review (updated)

The SBI SimplyClick Credit Card is a popular credit card offered by State Bank of India. It is an Entry level card with decent rewrds.

Here is a tabular format of the SBI SimplyClick Credit Card :

Rewards– 10X rewards on online spends with Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, and UrbanClap.<br> – 5X rewards on all other online spends.<br> – 1 reward point per Rs. 100 on all other spends.
Joining feeRs. 499 (waived off on spending Rs. 1 lakh or more in the previous year)
Annual feeRs. 499 (waived off on spending Rs. 1 lakh or more in the previous year)
Interest rate40.2% per annum
Late payment feeRs. 100-950, depending on the amount due.
Benefits– E-gift voucher worth Rs. 500 on joining.
– E-gift voucher worth Rs. 2,000 on spending Rs. 2 lakh or more in a year.
– Fuel surcharge waiver of 1% on fuel transactions between Rs. 500 and Rs. 3,000.
– Contactless payment option for transactions up to Rs. 2,000.

Compare SBI SimplyClick Credit card with others

Credit CardRewardsFeesBenefits
SBI Simply Credit CardRewards on various categoriesNo annual feeBasic card with simple rewards program
SBI Cashback Credit CardCashback on groceries, fuel, and utility billsRs. 499 annual fee (waived on spending Rs. 1 Lakh/year)1% to 5% cashback on select categories, 0% fuel surcharge
American Express Membership Rewards Credit CardMembership Rewards points on all purchasesRs. 1,000 annual feeBonus Membership Rewards points, discounts on dining and travel, travel vouchers
Axis Bank ACE Credit CardAccelerated reward points on dining, travel, and shoppingRs. 499 annual fee (waived on spending Rs. 2 Lakh/year)Airport lounge access, fuel surcharge waiver, discounts on dining and shopping


SBI Simply credit card is okaish type credit card .you dont need this credit card if you have Axis Magnus crefdit card,HDFC Diners black , Amex Plat Travel etc.

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