Bank of Baroda Premier Credit Card Review

For those who needs airport lounge access benefit, Bank of Baroda has a credit card for that and that is the BOB Premier credit card. It works on Visa Signature platform and here’s a quick review on the same

Joining Fees

Joining Fee	INR 1000+GST
Joining Fee Waiver	Spend INR 10,000 in 60 days
Renewal Fee	INR 1000+GST
Renewal Fee Waiver	Spend INR 1,20,000 in 1 yr

Spend based joining/renewal fee waivers are the amazing USP of BOB cards which you shouldn’t miss.

Rewards

Travel, Dining and International spends: 2.5% (Capped at 2000 RP’s a month)
Other Spends: 0.5%

Good for travel and dining spends. Rewards on other categories are not so great.

Airport Lounge Access

Domestic: 2/qtr through Visa Signature

Visa Signature platform is one of the major advantage of the BOB premier credit card that gives you lounge access and other Visa Signature privileges. Getting it at 1K INR fee with waiver is very good.

Hands on Experience

Mr. kumar recently got the premier card and here’s what he had to say:

I have BOB Premier card since last 10 months or so. Was unable to make use of this card much as benefits are less compared to many other cards in my wallet.

So decided to switch it to BOB Select which is a very good rewarding credit card. Sent an email to BOB customer care for the downgrade. It was handled smoothly and I can already see the Select card in net-banking within a week.