Kotak Mahindra Bank Enhances Payment Convenience by Enabling RuPay Credit Card Integration with UPI
The announcement was made by the NPCI that RuPay credit cards can now be linked with UPI, allowing Indian citizens to conveniently use them for making payments . This integration of RuPay credit cards with UPI allows Kotak Mahindra Bank customers to enjoy the convenience of making payments to merchants using POS devices and QR codes, similar to the services provided by other leading card issuers.
The option to choose out of seven RuPay cards in Kotak Mahindra Bank’s portfolio, which can be used by customers to make transactions across merchants instantly via UPI, is a welcome change as easy access to credit can be gained without carrying a physical credit card at all times. Furthermore, reward points and milestone benefits for credit card spends can continue to be earned by them.
How to Link RuPay Credit Cards on UPI
- Open the UPI application and login to your account
- Click on the Profile icon and head to Payment Methods
- Select the option Link RuPay Credit Card
- Choose Kotak Mahindra Bank and then choose your credit card
- Enter the necessary details and click Confirm.
- Under the Kotak Credit Card, click on Set PIN to set up your passcode.
- After setting up the UPI PIN, the Kotak RuPay credit card will be ready to make UPI payments .
How to Make UPI Payments with Kotak RuPay Credit Cards
Follow these steps to make UPI payments with your Kotak RuPay credit card –
- Scan the merchant’s UPI QR Code with your app’s scanner
- Enter the amount to be paid
- Select the RuPay credit card account to make payment
- Enter the UPI PIN and confirm it to make the payment
Below are some kotak credit cards that you can use for UPI payments –
Myntra Kotak Credit Card
Metro Kotak Credit Card
Urbane kotak Credit Card
IndianOil Kotak Credit Card
