HDFC Bank Paytm credit cards are one of the most popular credit cards in the market issued by HDFC bank. These cards offer exciting benefits for spending with Paytm. Now HDFC & Paytm are updating some of their features & annual membership fees of these few cards from April 1, 2023. These changes are mostly related to the maximum cashback which we can earn in particular categories of brands. Earlier there was no capping, but now a maximum cap on cashback earnings has been added in most of the categories. Read the article to know more about these revised features by HDFC and Paytm-
Paytm HDFC Bank Credit Card
Current Features
Revised Features
3% Cashback on all purchases from Paytm (mall + movies + mini apps)
3% on every purchase with Paytm (movies + mini apps + recharge + utilities)Max. cap on every calendar month is Rs.500
On the other Paytm spends – 2%
2% cash back on every other Paytm spendMax. cap on every calendar month is Rs.500
1% cashback on retail transactions which excludes fuel, EMIs, Rental, Government spending
1% cashback on retail transactions which excludes fuel, EMIs, Rental, Government spendingMax. cap on every calendar month is Rs.1000
Monthly fee waiver on retail spends worth Rs.5000 in a month (non-EMIs)
Upon spending Rs.30000 (non-EMIs) within the initial 3 months, waives off the firs-year feeRenewal fee waived on spending Rs.50000 (non-EMIs) in 12 months
Monthly membership fee – Rs 49 + GST
Annual Membership Fee – Rs.500 + GST
Paytm HDFC Bank Select Credit Card
Current Features
Revised Features
5% Cashback on all purchases from Paytm (mall + movies + mini apps)
5% on every purchase with Paytm (movies + mini apps + recharge + utilities + travel)Max. cap on every calendar month is Rs.1500
On the other Paytm spends – 2%
3% cashback on categories like Swiggy, AJIO, Big Basket, and UberMax. cap on every calendar month is Rs.500
1% cashback on retail transactions which excludes fuel, EMIs, Rental, Government spending
1% cashback on retail transactions which excludes fuel, EMIs, Rental, Government spendingMax. cap on every calendar month is Rs.2000
Paytm HDFC Mobile Credit Card
Current Features
Revised Features
2% Cashback on all purchases from Paytm (mall + movies + mini apps)
3% on every purchase with Paytm (movies + mini apps + mall)Max. cap on every calendar month is Rs.250
On the other Paytm spends – 1%
2% cash back on other Paytm spendsMax. cap on every calendar month is Rs.250
0.5% cash back on other retail transactions which exclude fuel, EMIs, Rental, Government spending
0.5% cashback on retail transactions which excludes fuel, EMIs, Rental, Government spendingMax. cap on every calendar month is Rs.500
Monthly fee waiver on retail spends worth Rs.2500 in a month (non-EMIs)
Upon spending Rs.1000 (non-EMIs) within the initial 3 months, waives off the firs-year feeRenewal fee waived on spending Rs.25000 (non-EMIs) in 12 months
Monthly membership fee – Rs 29 + GST
Annual Membership Fee – Rs.149 + GST
Paytm HDFC Bank Business Credit Card
Current Features
Revised Features
3% Cashback on all purchases from Paytm (mall)
3% on every purchase with Paytm (movies + mini apps + recharge + utilities)Max. cap on every calendar month is Rs.500
Cashback of 3% on monthly bill payments on the Paytm App
2% cashback on all Paytm SpendMax. cap on every calendar month is Rs.500
1% cash back on other retail transactions which exclude fuel, EMIs, Rental, Educational spending
1% cashback on retail transactions which excludes fuel, EMIs, Rental, Educational spendingMax. cap on every calendar month is Rs.1000
Cash Advance Fee reversed for the first transaction (max Rs. 500)
The feature will be disabled from 1 April 2023
Paytm HDFC Bank Select Business Card
Current Features
Revised Features
5% Cashback on all purchases from Paytm (mall)
5% on every purchase with Paytm (movies + mini apps + recharge + utilities)Max. cap on every calendar month is Rs.1500
Cashback of 3% on monthly bill payments on the Paytm App
3% cashback on categories like Swiggy, AJIO, Big Basket, and UberMax. cap on every calendar month is Rs.500
1% cash back on other retail transactions which exclude fuel, EMIs, Rental, Government spending
1% cashback on retail transactions which excludes fuel, EMIs, Rental, Government spendingMax. cap on every calendar month is Rs.2000
Upto 30 Lakhs of Personal Accidental death Insurance (according to the activation and spends)
